Link: Square expands its bank-like offerings, letting sellers charge customers in installments

Disrupters gonna disrupt, loans edition:

This type of loan is typically reserved for retailers who bring in more than $1 million in revenue, and requires a lot of paperwork.
Original source: Square expands its bank-like offerings, letting sellers charge customers in installments

Square is designed to guilt us into tipping basically everyone

When Square asks you if you’d like to tip, declining can feel petty–especially under the expectant gaze of service workers.

While I always find tipping policy a weird mystery in other lands, I suppose we’re a bit confused over here too:

Square and other POS systems are drawing attention to the fact that our informal gratuity systems have never really made sense. Delivery drivers receive tips, but plumbers don’t. Manicurists, yes; dental hygienists, no. The bartender who opens your beer expects an extra dollar or so, but the baker who iced your cupcake doesn’t—or, at least, didn’t until recently.

Source: Square is designed to guilt us into tipping basically everyone